Welcome to modified car insurance.com. We are here to help you find the best insurance company for your modified car.
The goal of this site is to make the search for low cost, high quality modified car insurance as painless and as easy as possible. The insurance companies on this site specialise in providing insurance for modified cars. All sites can quote you over the phone for immediate coverage and many also have online quote facilities.
Modified car insurance always seems to be a dodgy subject, if you are modifying your car then obviously you will be driving fast and recklessly, or at least that is the understanding of normal insurance companies. Thankfully the car insurance industry is ultra competitive and the modified car insurance area is no different. This means there are literally hundreds of firms specialising in coverage for modified cars meaning even these most widely tuned car can get insurance and a relatively normal price.
The companies that specialise in modified car insurance usually have people on their staff with direct experience of owning a modified car and/or are members of car clubs were modifying cars is popular. This involvement with t he modified car scene means they understand the mentality of someone that modifies their car and they can appreciate that is doesn’t automatically mean that the person is going to be reckless and indeed the opposite can be true.
After all, the driver that spends thousands on his car is hardly the sort of person that is going to rick losing all that money by crashing the car and the owner of a modified car is hardly the sort of person that is going to risk losing his or her license by speeding, drink driving or driving recklessly. A person is not going to invest thousands of pounds modifying their car only to be banned from driving.
It is for all these reasons and more that companies which specialise in modified car insurance are able to offer such competitive prices on their insurance quotes.
Even if you have gone a stage further and modified an import, the brokers listed should be able to offer you a good quote. They understand that just because the car wasn’t available in the country where you use it, it doesn’t necessarily mean that the parts for an import will be hard to get hold of or parts for imports will be expensive.
Don’t worry if you haven’t heard of these companies, all the insurance brokers listed on modified-carinsurance.com advertise in major monthly magazines and/or have involvement in car clubs whether it be through attending car shows or involvement in forums. if you are in doubt as tot he reputability of a certain firm ask around, search club forums and see if other drivers have experience of them, also ask about the big insurance companies, just because they are big doesn’t mean their service is good!
The insurance ombudsman in your country/local area will also be a good place to check if the insurance broker you are looking at is kosher.
When looking for insurance for your modified car, be completely honest with your insurer, its pointless getting cheap insurance by being slightly economical with the truth because you may need to use that insurance. If the insurance is invalid then you have paid money fro literally nothing. If you have modified the interior of your car then companies specialising in modified car insurance may be able to offer you coverage on things traditional insurance brokers won’t be able to.
If you need specialist service then go to a specialist.
The majority of the brokers listed on this site have online quote facilities which makes the process much quicker and certainly easier for the insurance company, but if you want to get a truly personal service that takes into consideration your driving then an online quote is probably not enough. By all means complete the online quote form but follow it up with a phone call so you can actually speak to the person that will be putting together your quote. A bit of personal contact may well bring down the cost of a impersonal online insurance quote.
We have put together the most renowned insurance companies from the UK, California and Australia who specialise in modified car insurance but the list is far from exhaustive so if you have had a good experience with a company who insured your modified car and you would like to tell us please feel feel the email admin((@))strikeengine.com
Also, if you work for an insurance broker offering modified car insurance or if you own a specialist modified car insurance broker feel free to email us the website address so we can look over it, if the site meets our standard we will advertise your business free of charge. If your business is based outside outside the UK, Australia or California don’t worry, if your site is good enough, we will create a new page for the geographic area that your business serves, you don’t have to be in Australia, the UK or California!